One service, four moves: the volume is accepted on the local rails, connected to local acquiring, settled once the book ties. The store we digitise is the other niche.
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Your volume is charged the MDR a local merchant is charged. Our technology makes that rate possible.
Credit and debit, 3DS and 2D, plus the local methods of that market.
The digitised store includes card capture for online sales.
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We file the client data with the local partners, including the licences the acquirer requires.
The client uses our local commercial policy. It does not clear each acquirer requirement on its own.
Several acquirers sit in each market. No single acquirer caps the volume or holds the risk alone.
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The business brings its stock.
We digitise the store where we have structure.
Card capture is included. We do not charge a marketplace fee.
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The payment is captured in the acquiring market.
Cleared funds reach you in as few hops as possible.
Nothing is paid out before reconciliation ties.
The shopper pays with the methods of that market.
Credit and debit, authorised and captured.
Credit and debit, authorised and captured.
Credit and debit, authorised and captured.
The Brazilian card brand.
The Brazilian card brand.
Reduce your chargebacks. The shopper's bank confirms it is the shopper. Without that challenge, the charge is 2D.
In Brazil, the instant payment.
In Brazil, the bank slip.
In Mexico, the instant bank transfer.
In Mexico, the cash payment.
In Argentina, the cash payment.
In Argentina and Chile, the wallet.
In Colombia, the bank transfer.
In Chile, the debit rail.
In Chile, the card rail.
In Peru, the wallet.
In Peru, the wallet.
In Peru, the cash network.
The volume meets local acquiring in this order.
We gather your data and deliver it to the local partners.
We help with the licences, the regulations and the requirements of regulated institutions, so the approval has a better chance.
You do not meet each requirement on your own. You use the volume of our local commercial policy.
Several local acquirers sit in each market. No single one limits the volume or concentrates the risk.
A client with more than one nationality gets one system, with local entities and teams already in those markets.
The company and its owners are screened before it goes live.
Where we have structure, the store is stood up in this order.
The business brings its stock. A niche marketplace, or stock shared by physical shops.
We digitise the store where we have structure.
The digitised store includes the card terminal for online sales.
The local client in each market has the service included. We do not charge a marketplace fee.
A shopper pays at the checkout of a store we digitised.
Or at the merchant's own site, using our checkout.
Digitisation runs from the CNPJ through the local entities, until payout.
Money collected locally comes back in this order.
The payment is captured in the acquiring market.
The rail authorises the attempt. Approval is counted here.
Funds settle on the acquirer's window. Every operator has a cut-off.
The acquirer's file is tied to the ledger, line by line. Nothing is paid out before the book ties.
Fees, reserve, refunds and chargebacks net out before money moves.
Cleared funds reach you in as few hops as possible.
Payout follows once the book ties.
The shopper pays, the rail authorises and captures in the market, the funds settle on the acquirer’s window, and the payout leaves once reconciliation closes the book.
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